Overview
Credit Manager Jobs in Cairo, Egypt at Michael Page
This role is responsible for leading the credit management agenda across emerging markets, with a strong focus on credit risk governance, working capital optimisation, and collections performance. Based in Cairo, Egypt, the position plays a critical regional role, partnering closely with commercial, finance, treasury, legal, and customer service teams to support sustainable growth while maintaining disciplined risk management.
Client Details
Our client is a well‑established multinational organization operating within a highly regulated and fast‑paced industry. The business has a strong regional footprint across the Middle East and is known for its commitment to operational excellence, robust governance standards, and long‑term investment in talent and leadership capability.
Description
· Lead and implement a regional credit management strategy aligned with business growth objectives and risk appetite
· Define, standardise, and maintain customer credit policies, approval frameworks, and governance standards across multiple markets
· Review and approve customer credit limits within delegated authority, escalating high-risk exposures with mitigation recommendations
· Monitor customer financial health, payment behaviour, concentration risk, and exposure trends across the portfolio
· Drive collections performance and DSO improvement across emerging markets
· Establish and track clear KPIs for collections teams and local finance functions
· Lead overdue debt recovery actions and manage escalation governance
· Partner with commercial leadership to resolve collection challenges while protecting cash flow and business interests
· Improve cash conversion cycles and overall working capital performance
· Oversee all customer-related banking instruments and trade finance mechanisms, including LCs, LGs, bank guarantees, documentary collections, and advance payment instruments
· Ensure robust controls over issuance, tracking, amendments, renewals, expiry management, and release of banking instruments
· Collaborate with treasury teams and banking partners to optimise trade finance processes
· Support contract reviews relating to payment terms and banking security clauses
· Establish and maintain strong credit governance, internal controls, and audit readiness across markets
· Drive standardisation and continuous improvement across order-to-cash and credit management processes
· Support automation, digitalisation, and ERP system enhancements related to credit and collections
· Act as a strategic business partner to commercial teams on payment terms, distributor risk, tenders, and major customer negotiations
· Deliver regular credit risk, working capital, and exposure reporting to regional leadership
· Coach and support local finance teams, building capability and consistency across markets
Profile
· Bachelor’s degree in Finance, Accounting, Business Administration, or a related discipline
· 8 to 10 years of progressive experience in finance, with strong hands-on credit management leadership
· Regional or multi-country experience, ideally across emerging markets, Middle East, or Africa
· Proven experience within pharma, FMCG, healthcare, medical devices, or similar distribution-driven industries
· Solid experience in credit risk assessment, collections, working capital optimisation, and DSO improvement
· Strong ERP system exposure, with SAP experience highly preferred
· Ability to operate effectively in fast-paced, matrix, and cross-cultural environments
Job Offer
· Regional leadership role with high visibility across emerging markets
· Opportunity to shape and standardise credit governance at scale
· Exposure to complex commercial structures and senior stakeholders
· Strong organisational focus on process excellence and continuous improvement
Title: Credit Manager
Company: Michael Page
Location: Cairo, Egypt
