Overview

Merchant Acquiring Testing Jobs in Dubai, UAE/Dubai at Virtusa

Job Description – Merchant Acquiring Testing (CREQ
248892)

We are seeking a Merchant Testing Analyst with strong experience in card payments, merchant transaction flows, and payment systems testing. The role involves validating Debit, Credit, and Prepaid card transactions across multiple channels

The candidate will work closely with payment gateways, switch providers, and banking systems to ensure seamless transaction processing and system reliability.

Key Responsibilities

  • Transaction Testing:
    Test Debit, Credit, and Prepaid card transactions across multiple payment channels.
  • Validate transaction processing on ATM Cash withdrawal, balance inquiry, mini statement.
  • POS Purchase, refund, reversal, pre-authorization.
  • E-commerce Payment authorization, 3D Secure authentication, OTP validation.
  • Payment Systems Validation:
    Work with Card Management Systems (CMS) for card lifecycle testing.
  • Validate authorization, clearing and settlement processes.
  • Test merchant onboarding and transaction routing flows.

Testing Scope

  • Production validation and sanity testing

Defect Management

Log and track defects using tools such as JIRA / HP ALM / Quality Center. Perform root cause analysis and coordinate with development teams for fixes. Validate defect fixes through regression testing.

Production Support

Assist in production issue analysis and troubleshooting. Monitor transaction failures and support resolution. Validate hotfix deployments and emergency releases.

Reporting & Documentation

Prepare test cases, test scenarios, and test execution reports. Maintain test data and test evidence documentation.

Qualifications

  • Card Lifecycle:
    Issuance, Activation, PIN generation, Authorization, Clearing & Settlement.
  • Visa and Mastercard transaction flows understanding.
  • Basic SQL knowledge for backend validation.
  • API testing tools experience (Postman, SoapUI).
  • Payment gateways and switch systems familiarity.
  • EMV chip transaction processing knowledge.
  • Chargeback and dispute management process understanding.
  • Fraud monitoring and risk rules basic knowledge.
  • Transaction reconciliation and settlement validation experience.
  • Scheme compliance and card network regulations knowledge.

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Title: Merchant Acquiring Testing

Company: Virtusa

Location: Dubai, UAE/Dubai

Category:

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