Overview
Corporate Credit Analyst Jobs in Doha, Qatar at Fusion Outsourcing & Services
We are looking for an experienced and analytical Corporate Credit Analyst to join one of our banking clients in Doha. The ideal candidate will be responsible for evaluating creditworthiness, conducting detailed financial analysis, and providing recommendations on lending decisions for mid to large-scale clients across Contracting and Real Estate sectors.
Role Objective:
The Credit Analyst will provide operational and analytical support in preparing Credit proposals/applications, ensuring effective monitoring of all aspects of business in terms of credit quality, as per the internal policies, procedures and other relevant regulatory framework. The job holder will identify, measure, monitor, control and perform periodic reviews of the risk inherent in the allotted portfolios. The incumbent will analyse customer strengths and weaknesses, providing recommendations, noting any deviations from the policies, and terms, as appropriate, and will prepare and review annual or quarterly reports as appropriate for the portfolios.
Detailed Roles and Responsibilities:
Prepare credit proposals with appropriate interpretations on the financial aspects, identify risk factors and suggest credit enhancers, as applicable, in consistent with the Credit policies and regulatory framework and provide recommendations.
Ensure Internal Credit Rating is carried out for all lending clients and update the same on annual basis or as and when a new facility is granted.
Review to ensure that all credit documents are complete, by identifying documentation deficiencies, if any, and report to the respective employees, for timely resolution.
Liaise with the respective employees, for clarifications/ rectifications on account of the incompleteness of the information provided, and to ensure all the Credit applications are completed within the set turnaround time.
Contribute towards continuous development of credit procedures by recommending solutions and/or ascertaining capacities for enhancement.
Review to ensure submission of all required documents in relation to the credit processing, including but not limited to Commercial Registrations, etc.
Promptly respond to and/or escalate requests and/or queries raised by the internal and external customers and the Compliance function within prescribed authority as directed.
Coordinate with Risk Management function with respect to new/ renewal of limits/input of limits and other related aspects.
Ensure prompt filing of all documents, including but not limited to applications, credit documents, Swift transfers, deposits and other records, approvals, security documents, and other correspondences, in the prescribed order of documents filing.
Promptly respond to and/or escalate requests and/or queries raised by the internal and external customers, as directed by the reporting authority.
Perform periodic review/monitoring of the customer accounts, in line with the limits, credit policies and regulations.
Monitor customer activities in relation to market conditions, conduct of account and other factors, as applicable, to protect Bank’s interests and arrange appropriate classification of accounts.
Qualifications and Experience:
University graduate with a bachelor’s degree in business or Banking or Finance or any other related discipline.
Master’s degree in management or any other related discipline will be an added advantage.
5 to 8 years of total experience in financial services/banking industry, entailing responsibilities pertaining to the specific area of discipline.
Experience in credit analysis, with a strong understanding of the local banking industry.
Professional certification in related areas is preferable.
Why Join Us?
Competitive salary and benefits package.
Opportunity to work with a leading bank in Doha.
Professional growth and development through training programs.
Dynamic and supportive work environment.
#J-1880…
Title: Corporate Credit Analyst
Company: Fusion Outsourcing & Services
Location: Doha, Qatar
Category: Finance & Banking (Financial Analyst, Risk Manager/Analyst)