Overview
Authorization and Fraud Consultant Jobs in الرياض at Career Maker
Requirements:
- Mandatory: Worked in a bank and has good understanding of cards business, authorization and fraud systems
- 10–12 years of experience in cards issuing, fraud risk, and authorization management
- Strong understanding of credit cards issuing business lifecycle (activation, usage, retention, spend growth)
- Proven experience managing authorization strategies and fraud controls in issuing environments
- Familiarity with fraud and auth platforms
- Ability to translate analytics into actionable portfolio-level interventions
- Experience working closely with cards business teams (not just acquisition/sales)
- Strong stakeholder management across risk, fraud, and cards portfolio teams
- Awareness of SAMA regulations around fraud reporting & liability
- Experience in local market fraud trends (KSA/GCC)
- Understanding of compliance vs business trade-offs
- Relevant: 10-12 years of experience in fraud
Responsibilities:
- Develop a deep understanding of the bank’s credit card portfolio, including customer segments, spend behavior, and lifecycle performance
- Drive authorization optimization strategies to improve approval rates across the issuing portfolio while maintaining risk thresholds
- Analyze authorization declines (codes, patterns, drivers) and identify opportunities to reduce false declines and enhance customer experience
- Collaborate with fraud and risk teams to optimize fraud rules and controls without negatively impacting genuine transaction approvals
- Monitor and report on key issuing KPIs: approval rates, decline rates, fraud rates, and portfolio performance metrics
- Provide data-driven insights and analytics to support decision-making across cards business, risk, and operations teams
- Enhance reporting dashboards (MIS) for issuing portfolio, focusing on authorization performance and fraud trends
- Act as the interface between client and issuer stakeholders (cards business, risk, fraud, operations), ensuring alignment on initiatives and outcomes
Pay: ﷼30,000.00 – ﷼40,000.00 per month
Experience:
- cards business, authorization and fraud systems: 5 years (Preferred)
- cards issuing, fraud risk, and authorization management: 10 years (Preferred)
Work Location: In person
Title: Authorization and Fraud Consultant
Company: Career Maker
Location: الرياض
