Overview
Asset & Liability Management Jobs in Doha, Qatar at DOHA BANK
Title: Asset & Liability Management
Company: DOHA BANK
Location: Doha, Qatar
Organizational Context
- Job Position: ALM Officer
- Function: Treasury & Investments
- Department: Treasury
- Section: ALM
- Reporting to: Section Head – Asset & Liability Management
Role Objective
The ALM Officer supports the measurement, analysis, and reporting of liquidity positions across local and foreign currencies. The role involves conducting duration gap analysis, Value at Risk (VaR), PVBP, and other liquidity risk metrics—coordinated with the Risk department. The job holder also contributes to managing and maintaining the Fund Transfer Pricing (FTP) mechanism jointly with Finance and Risk.
Operational Responsibilities
- Execute activities assigned by the Section Head – ALM in compliance with internal policies and regulatory requirements.
- Support the efficient management of intra‑group funding and liquidity positions through optimal allocation of funds.
- Ensure adherence to the group’s structural liquidity risk guidelines. Contribute to Contingency Funding Plan (CFP) assessments and liquidity stress testing.
- Assist in managing the Group’s asset/liability profile to minimize funding costs and capitalize on short‑term opportunities.
- Support management of structural interest rate positions to optimize Net Interest Income (NII).
- Assist in identifying, measuring, and reporting short- and long‑term risk exposures across liquidity, interest rate, and market risk.
- Contribute to the administration of ALM processes across various operational scenarios.
- Collaborate with trading and sales teams to ensure the availability of treasury products and solutions.
- Support treasury systems enhancements and projects related to interest rate and liquidity risk.
- Participate in process improvement and quality enhancement initiatives.
- Comply with audit, compliance, and internal control measures.
- Maintain confidentiality, professional conduct, and high ethical standards.
- Assist in maintaining a robust liquidity limit structure aligned with regulatory requirements to support credit ratings.
- Support setting investment limits for international branches based on local liquidity regulations.
- Conduct balance sheet analysis to support strategic hedging recommendations to ALCO.
- Provide analytical support for evaluating pricing proposals and their impact on NIM and liquidity.
- Capture profitability, client analytics, and risk characteristics for non‑fixed‑rate products.
- Document regulatory and policy changes in internal control processes.
- Provide accurate data and responses to auditors and compliance when required.
External
- Local & Foreign Banks
- Financial Institutions
- Investment Brokers
- Consultants
- External Auditors
- Regulatory/Government Bodies
Competencies, Knowledge, and Experience
Educational Qualifications
- Bachelor’s degree in Business, Banking, Finance, Economics, or related field.
- Master’s degree preferred.
Experience
- 5–8 years of experience in financial services/banking.
- Experience in Treasury or ALM roles preferred.
Technical Competencies
- Strong knowledge of ALM, interest rate risk, liquidity risk, and bank balance sheet structure.
- Understanding of financial instruments including securities and derivatives.
- Knowledge of liquidity stress tools, contingency funding strategies, and FTP mechanisms.
- Understanding of risk mitigation principles: correlation, diversification, hedging, immunization.
- Awareness of central bank market moves.
- Ability to assess product risks and controls.
- Proficiency in database management and MS Office.
- Strong analytical, logical, and business writing skills.
Regulatory Compliance
- Solid knowledge of QCB/regulatory frameworks and governance guidelines.
- Understanding of laws governing regulated financial institutions.
Certifications (Desirable)
- CFA, CA, CMA, ACA, CPA, or equivalent.